Purchasing your First Home
BK Finance can help first home buyers realise there dream and make their first home a reality.
There’s so much to think about when buying your first home – from how much you can afford, to what type of property you want and where, to working out how you can fit all those extra appointments you’ll need to make into your busy day. Contacting us is an excellent first step.
Our specialist can make it simple for you by:
- helping you choose a suitable home loan from several hundred different loan products from our wide panel of lenders
- completing all the necessary documentation for you
- running you through all the other costs involved like stamp duty, conveyancing fees and bank fees
- helping you apply for the First Home Buyer’s Grant if you are eligible
When we meet the first time you’ll be asked a number of questions about your financial position to make sure your home loan can be approved. It’s best to bring as much information as you can to this first meeting - like a copy of your pay slip, bank statements as proof of saving, your driver’s licence, tax returns and tax assessment notice.
Then we will use our unique Home Loan Qualifier software to evaluate which home loan is the most suitable for you from the lenders on our panel. We will look at things like monthly repayments, interest rates, value added features like redraw facilities and how much you can borrow from each lender. This process takes about an hour or so.
After this we will complete all the necessary home loan forms for approval by the lender and you’re off and running.
You may not have found the home of your dreams, so we can get you a pre-approval from your lender so you’ll have the peace of mind of knowing exactly how much you can borrow. We will also speak to you about your eligibility for the Government's new First Home Saver Accounts scheme which could help boost your savings for that first home deposit. And in today’s competitive housing market, you’ll have a head start on other purchasers.
So make an appointment with us by calling our office on 1300 85 65 81 today why wait